My Journey

Signing off from my assigned vessel M/T Vemabaltic on board service boat Mr. Paul


Goodbye is a hardest thing to do

Approaching The Island of Gibaltar



Passenger vessel visiting Island of Gibraltar


High rise in the Island of Gibraltar

Passengers going ashore


On the Island of Gibraltar

38,000ft above sea level


Thirst Quencher

British Airways 491

London Heathrow Airport

Perfumery in London Heathrow Airport Duty Free Shop



Waiting for the next flight

British Airways plane on taxi trip preparing for take off



On board British Airways Flight 025 from London Heathrow to Hongkong
Sunrise in Bacolod-Silay Airport
Bacolod-Silay Airport

Money in Real Estate

Photo by:http://www.flickr.com/photos/36613169@N00/

Is it really possible to make money in Real Estate? The answer is a big "YES"! In Philippines alone it is very clear mostly agricultural land before are converted to a residential area. Example, in Negros Occidental Province from Barangay Bata, Bacolod City heading north you can see the previous sugarcane plantation are now converted to a huge subdivision. There are real estate properties foreclosed by banks. There are Home owners who are motivated to sell their house in many reasons. The big question for us as OFW is how to make this opportunity to turn into profit in order for us to earn passive income and to maintain positive cash flow.
Let me remind you our life as OFW. The moment we left our family can you imagine the feeling seeing them in tears to be left behind having a one year or two year contract? Whew! You are lucky if you are in a harmonious working environment and with constant communication with your loved ones. Communication is vital to our relationship, right? The moment we received our hard earned money we are very pleased to send extra allotments to our family to provide them good living, education, appliances, balikbayan box, etc. etc.
What if all OFW have a mindset of a businessman and an investor instead, of buying new model i-phone, new model Nokia cellphones, Mac apple computers and many more you name it summing up can be a down payment for a house and lot to be rented or to be sell. Sure! there will be no more OFW to work far from home and love ones. You see friends it is just a matter of Desire, Faith, Imagination, Planning and Action.
One thing more, how many OFW have the initiative to give their children while young their savings account? There are banks in Philippines example is Banco De Oro they have Junior saver as low as Php500.00 you can open account to your child. So that when they become matured or shall I say when they turned 18 years old they have amount to be used as start for their adult life whether to use start a business or for their education.
I'm sharing this because for me it is beneficial. There are seminars about financial management but it cost too much for us. But here, let us share and help one another. Although, I am not financial expert but I read it in a book and I observed it from the successful people. Well friends, so much for now. Until next post. I'm happy if you leave your comments. Friends, let's make money in Real Estate.

Rich Dad a Seafarer

To my fellow Seafarers may you all in God's protection and care. Do you know the author of the bestseller book "Rich Dad Poor Dad" is also our brother in profession? Yes, Mr. Robert Kiyosaki is a graduate in United States Merchant Marine Academy. If you read his book entitled "Rich Dad's Prophecy" he explained how he invest in Real Estate just he is loading a cargo in a cargo hold of the vessel. Wow! he is the man.
But he don't spend much time working on board the vessel and far from home. He is a Real Estate investor, a successful one and ohhh! a multi-millionaire. I knew also successful Seafarers in our good country Philippines who are in their peak of their profession, but they are not successful working on board. Maybe not all but most I knew they are successful in their investment and business ashore. Their secret......? FINANCIAL LITERACY.

Also, I encourage you to play in "Cashflow 101" it's a good game and same time you can gain knowledge financially. How to invest in Real Estate not using your real money. You can experience how to be bankrupt, how to be downsized, how to increase your cashflow, your cash on hand and it depends how you handle the situation when you have a child, education, expenses, doodads, and how you handle using your credit card. How to have a small deal and big deal when good opportunity arise. How to increase your asset and reduce your liability. I tell you from the rat race it will show you how to go in a fast track. Let us dream not to stay in a left quadrant as Employee or Self employed. Let us dream to be in right quadrant as Businessman or Investor. Let us all dream BIG. Ready, Aim, Fire. Until next time let us all live abundantly with God's grace.